InterNotesSM Corporate Bond Offerings: Overview

InterNotes are investment-grade corporate bonds specifically designed for individual investors. InterNotes make it easier for individuals to directly own corporate debt. New offerings are available each week.

The offerings are from household names you are likely to recognize such as Bank of America, Boeing Capital, Daimler Chrysler North American Holdings Corporation, The Dow Chemical Company and Household Finance Corporation.

Why are InterNotes less complicated than other bonds?
 

•	Buying new issues of InterNotes means no confusing pricing – no discounts or premiums. And there’s no accrued interest.
•	InterNotes are offered with a wide range of maturities. This makes InterNotes ideal for a laddered approach, customized to meet the specific goals of each investor.
•	InterNotes can be purchased in $1000 increments, with a variety of maturities and interest payment schedules. Occasionally a “baby bond” with a par value of less than $1000 will be offered. Check the prospectus for specific terms.

New issues of InterNotes are sold by prospectus only. Each individual investor must determine whether InterNotes are suitable based on financial situation, investment objectives, and risk tolerance. Internotes represent the unsecured debt of each respective issuer, subject to credit, interest rate, and secondary market risk. There can be no assurance of a trading market, although certain InterNotes dealers currently intend to maintain an active secondary market. Accordingly, InterNotes should generally be held to maturity. InterNotes are not insured by the FDIC or any government agency. In the case of callable InterNotes, a specific issue may be callable at the discretion of the issuer. InterNotes involve investment risks, including possible loss of the principal invested. For information on these risks, click here.