Press Release: November 21, 2000

WR Hambrecht + Co Initiates Coverage of Digital Insight (DGIN) with a Strong Buy Rating and a Price Target of $24

Company poised to reap rewards as online banking achieves critical mass

San Francisco, CA, November 21, 2000—WR Hambrecht + Co today initiated research coverage on Digital Insight (DGIN) with a strong buy rating and a price target of $24. WR Hambrecht + Co’s eFinance Enablers analyst Jeffery Baker cited Digital Insight’s solid cash position, large customer base, strong reputation and attractive valuation as the primary basis for the rating. WR Hambrecht + Co offers all its research reports free and real-time at www.wrhambrecht.com.

“We believe the eFinance Enablers sector will continue experiencing hypergrowth as the industry attains critical mass. Digital Insight offers a cost-effective, outsource service, branded in the institution’s name, which enables the financial institution to provide Internet-based financial solutions to their retail and commercial customers,” Baker said.

Baker projects total revenues will reach $58.7 million in 2000, and $96.2 million in 2001, up from $26.3 million in 1999.

Digital Insight is a provider of Internet banking services primarily to domestic banks and credit unions.